Retirement dreams need a plan for saving and spending. Knowing the credentials of your planning team can help determine if your retirement game plan is Olympic or peewee worthy. A professional labeled as a “CERTIFIED FINANCIAL PLANNER™ (CFP®)” goes through a meticulous process to guarantee they are ethically working on behalf of their clients with [...]
Calculate a financial plan for your retirement using the web's leading retirement calculator below. Use the results to find an investment account. You can get more information on multiple retirement account options here on our site.
These days, hardly anyone graduates college without at least some student debt. In fact, FinAid.org says that in 2007-08, graduating seniors carried an average of over $23,000 in debt – including state, college, private and federal student loans. Many recent college graduates are in a hurry to get out from under that load of debt, [...]
Benjamin Franklin’s famous phrase on death and taxes – “in this world nothing can be said to be certain, except death and taxes” – is true, but lacking in reference to retirement. Death and taxes are inevitable and have a big impact on your retirement planning. But there is one other factor that impacts your [...]
As the stock market plummets to disastrous depths, alternative investments peak retirement savers’ interests. Gold prices rise from this financial battle. Ideas of a millennial gold rush fill the void of empty stocks. Buying or selling gold is tempting. Just know isn’t like going to your neighborhood jeweler. More people are turning to gold to [...]
If shopping around is required for purchasing a refrigerator, choosing a bank for your retirement planning should require the same amount of care. Most banks have their own perks. They do this to get your bucks. Two major differences in banking institutions are credit unions versus traditional banks. For retirement planners that want to aggressively [...]
Many people have the goal of retiring as a millionaire, but for some the goal is just a dream due to poor choices. Having a million dollars in liquid assets inside your portfolio is a significant achievement, but one that does not require extraordinary effort if you start early. The key to retiring rich is [...]
As you go through your life, planning for your future is crucial. A retirement savings plan is a must these days. Social Security can not be relied on as was once the case. Taking the steps to guarantee your comfortable retirement years is an essential part of your life. Hopefully you have put money away [...]