Military retirement can vary among different servicemen and women. It isn’t a distinction in whether they golf or boat in their free time. Benefits and the qualification processes differ. For those retiring from the Reserves, changes in coverage allow for easier access to medical benefits.
In September 2010, retired Reserve members received new healthcare options. Military retirement benefits provide TRICARE insurance, which previously didn’t cover a misplaced group of freedom fighters.
“This new program offers a health coverage opportunity for ‘gray area’ Guardsmen and Reservists who served America honorably, setting a proud example for today’s forces,” says Rear Adm. Christine Hunter, deputy director of the TRICARE management activity.
The young TRICARE Retired Reserve program helps those over 60 years old who do not qualify for Federal Employees Health Benefits (FEHB). It is similar in coverage to the TRICARE standard package. TRR premiums for 2011 are different for members-only and member and family plans. Members-only plans cost $408.01 a month or $4,896.12 annually. The member and family option costs $1,020.05 a month and $12,240.60 for the year.
Those who qualify for the plan must enroll and pay for two months worth of coverage. On the first of the following month, TRR benefits will officially kick in.
“The depth and breadth of TRICARE benefits can be confusing under the best of circumstances,” says Peter Holstein, a representative for TRICARE management activity.
Luckily, the Military Health System created his group to promote military health benefits and educate its publics. TRICARE University, offers online courses that outline benefit fundamentals and assist members, their families, and healthcare providers.
“Guard and Reserve members and their families may find these courses help them understand their changing healthcare benefits as they go on or off active duty,” says Holstein.
As more Reserves come home from overseas and begin retirement, they return to a changing healthcare realm. TRICARE revisions help these heroic U.S. retired military members. Learning about the latest TRR benefits is a joy and necessity for some.