IRA Calculator

Would a Traditional IRA or a Roth IRA be the best option for you? Calculate the benefits of each and see for yourself. While future rates are tough to predict and laws can change, you can obtain a sense of which account would be best suited for your retirement planning needs.

What is a Social Security IRA?

Social Security IRA

In the heat of the congressional moment, President Obama and his posse on Capitol Hill are learning about a possible new type of retirement savings. The Association of Mature American Citizens (AMAC) believes Social Security IRAs are a good fix for the budget fights. While AARP holds it stance on no changes to Social Security, [...]

Which IRA: Roth vs. Traditional?

Roth Vs. Traditional IRA

As the name suggests, IRAs, individual retirement accounts, are based on the individual. Each type of IRA, traditional or Roth, fits each person like a pair of slacks. Depending on size, preferences, and immediacy, these IRAs will suit savers differently. Roth and traditional IRAs are similar in their maximum annual contributions. For 2011, the max [...]

The advantages and disadvantages of Roth IRAs and 401(k) Accounts

piggy bank retirement

There are many styles of retirement piggy-banks, and each has their own perks and pitfalls. Some prefer the traditional pink piglet and others like the stainless steel version. Roth IRAs and 401k saving plans are worthwhile financial tactics. Each financial plan has its own stipulations for a meaty payback. Roth IRA Perks An IRA, or [...]

Should you roll over your 401(k) into an IRA?

Should I roll over my 401k into an IRA

If you’re one of those people that invested for years in a 401(k) every month and having a huge portion of your check taken out, you may be wondering if you should put that money into an IRA. There are many reasons for this. A lot of people worked in a job that they were [...]

What is a Roth IRA?

Roth IRA Retirement

It’s never too early to start investing for your retirement and there are many options out there for you to invest your money in today. If you were to set up a consultation with a financial planner they would most likely tell you to set up a Roth IRA. What exactly is a Roth IRA? [...]

This site is for entertainment purposes only. We are not licensed financial planners and are absolutely not qualified to give financial advice. It should not be used as a substitute for real advice from a qualified professional. Our calculators are simple models used to calculate an estimated figure based solely on figures which do not bear any relation to your actual personal financial situation. Use of this calculator is as-is, where-is, without warranty of any kind and is not intended to provide any legal, financial or tax planning advice. Use of this site is further subject to our Terms of Use.