Calculate your Financial Future
Alice is a professional writer and current grad student at the University of Missouri-St. Louis.
Retirement dreams need a plan for saving and spending. Knowing the credentials of your planning team can help determine if your retirement game plan is Olympic or peewee worthy. A professional labeled as a “CERTIFIED FINANCIAL PLANNER™ (CFP®)” goes through a meticulous process to guarantee they are ethically working on behalf of their clients with [...]
As the stock market plummets to disastrous depths, alternative investments peak retirement savers’ interests. Gold prices rise from this financial battle. Ideas of a millennial gold rush fill the void of empty stocks. Buying or selling gold is tempting. Just know isn’t like going to your neighborhood jeweler. More people are turning to gold to [...]
If shopping around is required for purchasing a refrigerator, choosing a bank for your retirement planning should require the same amount of care. Most banks have their own perks. They do this to get your bucks. Two major differences in banking institutions are credit unions versus traditional banks. For retirement planners that want to aggressively [...]
Sometimes 5-star service was granted those shining stars for the wrong reasons. Consumers tend to trust award winning or specially approved products. While shopping for assisted living facilities, awards and endorsements can be persuasive decision makers. By looking at one prestigious organization’s guidelines, the Assisted Living Federation of America (ALFA), get a grip on what [...]
Retirement planners, young and old, will eventually look their future in the face and calculate retirement living options. The national Family Caregiver Alliance estimates that by 2050, 27 million Americans will need some type of paid long term care. In 2000, that amount was 13 million. The retirement living elephant won’t leave the room unless [...]
Planning for retirement is something that you should start from your mid-thirties, as when it comes to retirement, the earlier you start the better it is. On an average, you should plan for 20 years after retirement always and if possible more. In order to maintain a certain standard of living after retirement, you need [...]
Retirement planning is different when you have children, even if those kiddos are four-legged and furry. Having a pet is a financial responsibility. While there are benefits to having a dog or cat, there are also extra expenses. Retirement living can still remain pet-inclusive. There are ways to bark off the costs. Many organizations and [...]
Playing the “what if” game never seemed so scary. While planning for retirement, some risks are more likely to occur than others and some scary possibilities will cost you more money. With new statistics, it is even harder to judge how much you should save for retirement. Organizations, like the Massachusetts Institute of Technology AgeLab, [...]
The debt conflicts in the European Union are on everyone’s agenda. U.S. retirement savers should keep this issue on their radars. Euro markets can affect retirement accounts in the sweet land of liberty. In the second quarter, household wealth dwindled by $135 million. This is causing people to pay themselves, but not spend money on [...]
The recession has yet to fully free the country from its King Kong grip. Retirement time shrieks and shrinks, as another 5 years is stamped onto paycheck stubs. The SunAmerica Retirement Re-Set Study, shows retirement years are being pushed back because of the recession and a monumental change in retirement attitudes, called Retirement 3.0. SunAmerica [...]
This site is for entertainment purposes only. We are not licensed financial planners and are absolutely not qualified to give financial advice. It should not be used as a substitute for real advice from a qualified professional. Our calculators are simple models used to calculate an estimated figure based solely on figures which do not bear any relation to your actual personal financial situation. Use of this calculator is as-is, where-is, without warranty of any kind and is not intended to provide any legal, financial or tax planning advice. Use of this site is further subject to our Terms of Use.